No Matter Where
You Are In Life
Proper Financial Planning Is Vital
Financial planning is doing what's necessary to preserve
and protect your present lifestyle, while preparing for your future
income needs. It's a continuous process that should adapt to your changing
financial objectives. When you're younger, you want to provide security
for your family and establish a sound financial base. As you get older,
you look toward wealth creation and retirement. In later years, your
objectives may include estate enhancemant, preservation and transfer.
But you don't have to be a rocket scientist to be a successful financial
There are several key areas of financial planning you'll
want to consider over your lifetime:
Life Insurance Protection
Life insurance can help protect your family's current
lifestyle or ensure your family's or buisness's financial future. You
need to discuss your current financial situation, and your future needs
with a qualified financial advisor. You want to be sure you have the
proper life insurance products to meet those needs.
A Retirement Plan
A sound retirement plan can help you accomplish two
important goals: building wealth and saving money for your retirement.
There are a number of ways to help you build wealth while planning for
retirement, including ways to minimize your taxes and maximize your
An Estate Plan
The final step in developing your financial plan is
estate planning: determining how to give what you have to whom you want,
when you want and how you want - at the smallest possible financial
and emotional cost.
Without estate planning, up to 60 percent of your estate
could be lost at your death to administrative costs, fees, taxes and
probate. Through sound estate planning, you can minimize questions and
challenges during the probate process, reduce certain estate taxes,
or use charitable giving to enhance your estate tax savings.
Liquidity is also very important and should be built
into your estate plan so your heirs aren't forced to sell assets, borrow
money or withdraw cash to pay remaining taxes.
Mathisen Financial, Inc. has a life insurance solution
that can optimize your estate planning strategies. They can help you
build wealth while planning for retirement, maximize the value of your
estate, and provide liquidity to pay taxes and other costs at your death.
Feel free to contact Hans Mathisen at (306) 242-7042.
He would be more than happy to discuss your present and future needs.
Your confidentiality is guaranteed, and there is no cost or obligation.