Your Money is too
Important to Leave to Chance!
Everyone needs estate planning!
Without a solid estate plan in place, a large portion of your estate
could be needlessly lost to taxes, fees, administrative expenses and
probate. Estate taxes alone can reduce an estate
by as much as 55%!
Estate planning is the process of making sure your
money goes where you want it to go; giving what you have to whom you
want, when you want, and how you want - at the
smallest possible financial and emotional cost, under applicable
tax and legal requirements.
Estate Planning Starters
Estate planning is a very personal exercise.
Use this short checklist to help you focus on some of the more
Do you and your spouse have
wills which were drafted or reviewed within the last year?
Does your will name a guardian
for your minor children if both you and your spouse are deceased?
Have you considered the advantages
of a living revocable trust, such as avoiding probate?
Do you have the right amount
and type of life insurance?
Has your insurance portfolio
been reviewed within the last two years?
Would you like to make gifts
to your favorite charities during life or at death?
Have you planned for the continuation
or sale of your business interests?
Have you decided who should
inherit your property after your death and that of your spouse?
Have you planned for your
children's or grandchildren's education?
Have you arranged for the
long-term care needs of your spouse and parents?
Are you sure your estate plan
is up-to-date and takes advantage of all potential tax savings?