Planning for the Canadian Investor
is something that many people put off until it's almost too late. At
20, or even 30 years of age, retirement seems like such a long way
off that its hard to think about dedicating a portion of your earnings
towards the future. The closer you get to retirement however, the
more important retirement planning becomes.
Unfortunately, the investment required to reach
retirement goals is directly related to the number of working years
you have left. The earlier you start planning for retirement, the
The effect of compound interest on your investments
can be staggering.
Run a few numbers through the Retirement
Calculator using different scenarios and see what I mean.
How to de-register your RRSPs without taking
a huge tax hit!
Commentary - Planning
Retirement? Mutual Funds, RRSPs, money management, insurance,
investments; the opportunities and strategies available
to the Canadian investor are constantly changing.
LETTER mature... - January and February's LLMature deals
with what you need to know about diabetes, and discusses
a great new opportunity to split income.
Business Card - Please
allow me to introduce myself. Check out my new Multimedia Business
to Invest - Make your money work harder for you.
Leveraged Investment Strategies are not just for the rich! Could
it work for you?
Strategies - Are there any tax savings available
to you throughout the year? Not too many!
is a Financial Advisor? - The role of
a financial advisor has changed dramatically over the
years. What can he do for you now?
Retire Comfortably - Whether you're nearing retirement,
or in the early planning stages, there are some important questions
and options you should consider.
How it pays to stay invested - History tells us that the market spends more time in positive growth (bull markets) than negative (bear markets). Please review the following charts prepared by Mackenzie Financial Corporation:
Bull and Bear Markets for the S&P Composite Index since 1956.
Bull and Bear Markets in the S&P/TSX Composite Index since 1956
Review Checklist - Help to keep your Financial
Security Program up-to-date.
Calculator - Planning for your
retirement years can be complicated. Discover how much to save
each year and the interest rates you need to acheive your goals.
- Investment theories, concepts and ideas.
Comments - What do clients of Mathisen Financial,
Inc. have to say?
- A large portion of your estate could be lost to taxes, fees,
administrative expenses and probate. Estate taxes alone can reduce
an estate by as much as 55%.
Planning - You need to do what is necessary to preserve
and protect your present lifestyle, while preparing for your future
For a Graphic Overview of our Business Process - Click Here!
The Cycle of Market Emotions - Getting emotional about investments can easily lead to poor decisions as investors fall prey to negative thoughts and fears. This chart helps to illustrate the emotional aspects of investing.
Other People's Money - When we "Dollar-Cost-Average"
into the market, - say, with $100.00, $500.00 or $1,000.00 per month -
even under the best market conditions, it will take us a long time to
make substantial gains.
But how about starting with an initial investment
of $25,000.00; $50,000.00, or $100,000.00, using Other People's Money?
In this case, you can use the money of MANULIFE BANK. And the best part
of this approach is: Canada Revenue and Customs will pay 50% of your cost
of borrowing. Please read the article, "Using
Other People's Money", for details. And you can contact me at
any time for more information about this unique investment opportunity."
Do you need a plan in place for a "rainy day"? September/October 2009 LIFE LETTER addresses this question
and discusses some of the lessons we can learn from the wealthy.
Hopefully, these pages
can give you an insight as to the different investment products, financial
services, strategies and tips that you may not have known were available
Inc. can introduce you to a variety of unique and competitively priced
insurance products, Mutual Funds and investment opportunities designed
to fit your specific financial situation.
Feel free to call,
or email Hans Mathisen if you require assistance, or more information
on mutual funds, insurance or retirement planning.
Commentary] [Tax Strategies]
[Associated Sites] [F.Y.I.]
[Client's Comments] [Biography]
confidence is the power that binds together all harmonious human relationships.
335 Redberry Road
Saskatoon, Saskatchewan S7K 4W5
Bus. (306) 242-7042 Fax. (306) 242-4314